CA K Sanjay BhargavChartered Accountant
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NRI Taxation Services — Indian tax compliance, handled remotely

Living abroad does not end your Indian tax obligations — property, investments, accounts and capital gains in India all carry filing and certification requirements. This service handles them end to end, without you needing to be in the country.

Who this is for

NRIs and OCIs earning income from Indian property, investments or business; Indians who have recently moved abroad or are returning to India (where RNOR status matters); and individuals with foreign income who hold assets, accounts or sources of income in India. If you have a PAN, an Indian bank account, or property in India, there is usually a compliance position to get right.

What’s covered

  • Residential status determination. Your Indian tax liability turns entirely on residential status — resident, non-resident, or RNOR — which is decided by days of physical stay across the relevant years. The status is computed against the day-count rules and the income that India can tax flows from it.
  • NRI income tax return filing. Filing of Indian returns for income that arises or is received in India — rent from Indian property, interest, dividends, capital gains and any business or professional income connected to India.
  • DTAA relief & foreign tax credit. Where the same income is taxable in two countries, relief under the applicable Double Taxation Avoidance Agreement is claimed — either an exemption or a credit for tax paid abroad — so the same rupee is not taxed twice.
  • Capital gains on Indian property and shares. Computation of gains on the sale of Indian house property, land, listed and unlisted shares and mutual funds, including indexation where available and reinvestment exemptions where eligible.
  • Repatriation & 15CA/15CB certification. Moving funds out of India — sale proceeds, rent, inheritance, balances in your accounts — requires Form 15CA and, in most cases, a CA's Form 15CB certificate confirming the correct tax position. Both are prepared and filed.
  • Lower / nil-TDS certificate (Section 197). When a buyer would otherwise deduct TDS at a high flat rate on a property purchase or other payment, an application under Section 197 for a lower or nil deduction certificate prevents large refunds being locked up for a year.
  • NRO / NRE account tax matters. Tax treatment of NRO and NRE account income, TDS on NRO interest, and the certification and limits that apply when repatriating from these accounts.

Fully remote — your location is no barrier

Every step is handled online. Documents are shared over WhatsApp or email, filings and certificates are submitted on the Indian portals, and verification uses your registered details — there is no need to travel to India or appoint anyone in person. Time-zone differences are worked around, and you receive each acknowledgement as it is filed.

What to send first

Your PAN, your passport pages showing dates of entry and exit (for the residential-status calculation), and a short description of the Indian income or transaction involved — for a property sale, the sale agreement and purchase records. A clear assessment of your position comes first, before any work begins.

Frequently asked questions

I'm not sure whether I'm a resident or a non-resident for tax — how is that decided?

It is decided by the number of days you were physically present in India across the relevant year and the preceding years, not by your citizenship or visa. The day-count is applied to your travel record to fix the status, and your Indian tax liability follows from it. Send your dates of stay and the position is determined clearly.

I'm selling property in India and the buyer wants to deduct a large TDS. Can that be reduced?

Often yes. On a sale by a non-resident, TDS is deducted on the sale value at a flat rate, which is usually far higher than the actual tax on the gain. A lower/nil-TDS certificate under Section 197, applied for before completion, aligns the deduction to the real tax — avoiding a large sum being locked up until a refund the following year.

I've already paid tax on this income abroad. Will I be taxed again in India?

Not on the same income twice. Where India has a Double Taxation Avoidance Agreement with your country of residence, relief is claimed as part of the return — either the income is exempt or a credit is given for the tax already paid abroad. The correct method depends on the income type and the specific treaty.

TDS has already been deducted on my Indian income — do I still need to file a return?

Usually yes, and it is often to your benefit. TDS is frequently deducted at a flat rate higher than your actual liability; filing a return is how the excess is refunded and how DTAA relief and exemptions are claimed. A return is also required where total Indian income crosses the basic threshold or where you wish to repatriate funds.

An Indian tax matter to sort out from abroad?

Send your PAN, your dates of stay and a note on the income or transaction. You get a clear assessment of your residential status and what's required — before any commitment.